About the Privacy Policy of “Mega Lending”

Welcome to MEGA LENDING (hereinafter referred to as this website). In order to allow you to use the services and information of this website with a peace of mind, we hereby explain to you the privacy protection policy of this website to protect your rights and interests. Please read the following content carefully:

1. Scope of Application of the Privacy Policy

  • The content of the privacy policy, including how this website handles personally identifiable information collected when you use the website services.
  • The privacy protection policy does not apply to related linked websites other than this website, nor does it apply to personnel who are not commissioned or involved in the management of this website.

2. Collection, Processing and Utilization of Personal Data

  • When you visit this website or participate in activities on this website (for example, service mailbox, interactive functions such as questionnaires, etc.), we will ask you to provide necessary personal information depending on the nature of the activity, and process and use your personal information within the scope of that specific purpose.
  • This website collects personal information, consumption and transaction information that is sufficient to identify the user, which is only processed and used internally by this website in accordance with the purpose of collection, or as necessary to complete the provision of services or fulfill contractual obligations, or in accordance with relevant laws and regulations or orders or requirements of competent government agencies. Otherwise, this website will not provide personal information that is sufficient to identify the user to a third party (including domestic and foreign) or use it for purposes other than the purpose of collection.
  • During normal browsing, the server will automatically record relevant actions, including the IP address of the device you use to connect, usage time, browser used, browsing and click data records, etc., as a reference for us to improve website services. This record is for internal use and will never be disclosed to the public.
  • In order to provide accurate service, we will collect statistics and analysis on the questionnaire contents, and the analysis results will be presented in the form of statistical data or explanatory text. In addition to internal research, we will publish the data and explanatory text as necessary, but it will not involve the information of specific individuals.

3. Data Protection

  • The hosts of this website are equipped with firewalls, anti-virus systems and other related information security equipment and necessary security protection measures to protect the website and your personal information. Strict protection measures are adopted. Only authorized personnel can access your personal information. Relevant processing personnel have signed confidentiality agreements. Anyone who violates the confidentiality obligations will be subject to relevant legal sanctions.
  • If it is necessary to entrust other relevant units to provide services due to business needs, this website will also strictly require them to comply with confidentiality obligations and take necessary inspection procedures to ensure that their compliance is implemented.

4. External Links of the Website

The web pages of this website provide links to other websites. You can also click on the links provided by this website to enter other websites. However, the linked website is not subject to the privacy policy of this website. You must refer to the privacy policy of the linked website.

5. Policy on Sharing Personal Data with Third Parties

This website will never provide, exchange, rent or sell any of your personal information to other individuals, groups, private enterprises or public agencies, unless there is a legal basis or contractual obligation.

  • With your consent.
  • Clearly provided for by law.
  • To safeguard national security or promote public interest.
  • To remove danger from your life, body, liberty or property.
  • When your behavior on this website violates the terms of service of this website or may damage or hinder the rights and interests of this website or cause damage to anyone, the disclosure of your personal information through this website is necessary for identification, contact or taking legal action.
  • It is in your best interest.
  • When this website entrusts manufacturers to assist in collecting, processing or using your personal information, it will fulfill its supervisory and management responsibilities over the outsourced manufacturers or individuals.

6. Use of Cookies

In order to provide you with the best service, this website will place and access our cookies on your computer. If you do not want to accept the writing of cookies, you can set the privacy level to high in the browser function item you use to refuse the writing of cookies, but this may cause some functions of the website not function properly.

7. Amendment of Privacy Policy

This website's privacy policy will be revised at any time as needed, and the revised terms will be posted on the website.